Report: The National Insurance Consumer Protection Act’s Potential Impact on the Social Resiliency of Hazard-Prone Regions

David C. Marlett – Mercatus Working Paper – “This paper discusses the benefits and problems with both the state-based and federal-based regulatory systems and suggests that, if policy makers choose to proceed with an Optional Federal Charter system, they should focus attention on: minimizing political risk, allowing competitive rating, minimizing immediate impact, and maintaining the antitrust exemption.”

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